During the last couple of year, we rat raced in Hong Kong, then fired in France and moved to Dubai. All the events have been life changing experiences, and revealing about life. I have broken down the constituents which contribute to a happy and fulfilled life, and assessed what was needed to reach these key elements. We undeniably need some money, but we mostly need time. Thanks to a well structured portfolio and extended planning, the financial part is mainly on auto-pilot, leaving us all the time to live a happy and fulfilled life.
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Choosing to FIRE is the easy part. Living a FIRE life is more challenging, especially when most of your friends and family are still living their ‘normal’ life. Although our 3 years break was a God saving from our stressful careers, the rest of our life still needs to be written.
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You are experiencing the “One More Year Syndrome” (OMYS), because your FIRE plan isn’t bulletproof yet. You might need to review your plan and/or your finances so that you feel comfortable to finally claim that you are Financially Independent.
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Holidays and retirement are different, and you should refrain yourself from associating these two terms together. Holidays are critical to the success and happiness of your retirement, and should consequently be budgeted for as any other core expense.
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Looking for perfection is an endless quest. Once you accept that perfection is an illusion, you should aim for the utmost compromise that fits your lifestyle and life goals.
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Challenge yourself, experience the edges of your comfort zone and push back your self (or socially) imposed limitations. And savour the exuberating self-accomplishment feeling. It is time to go all in!
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An increase in revenue or a decrease in expense leads to the same benefit of increased saving and investing. Pivot your point of view, track and reduce expenses and enjoy the extra money.
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Once you take a step back and observe the system, you will understand its mechanics and uncover its rules. Now use that knowledge to your advantage and crack the system to your benefit!
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It does feel great, although the feeling doesn’t match the expectation. A mindset shift happens, and you perceive the world differently.
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