My humble thoughts would be to invest regularly in S&P500 index or All-World index, then add US Treasuries 10 years when you are 5-10 years away from your retirement. Accumulating ETFs are usually more tax efficient.
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Interactive Brokers is the best online broker, offering the cheapest transaction fees and access to a large spectrum of assets, accessible from
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Invest regularly into Stock ETF, then add Bond ETF to your portfolio when you are 5-10 years away from your retirement. Thank
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